Independent property consulting for complex insurance claims

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CJA Consulting

Independent. Thorough. Defensible.

Clarity for the claims that demand it.

CJA Consulting provides disciplined property claim analysis for appraisals, umpire assignments, complex estimates, and expert engagements.

Request an assignment Explore our services

Insurance Appraisals

Umpire Services

Large Loss Estimating

Expert Witness

CJA Consulting

Independent perspective.
Practical expertise.

Complex property claims call for more than a number. They require a careful understanding of scope, documentation, valuation, and the decisions that move a matter forward.

Chris Andersen leads every CJA Consulting engagement with a disciplined, evidence-based approach. Clients receive focused analysis, responsive communication, and a clear work product built to withstand careful review.

Meet Chris

Core services

Expertise where the details matter.

Each engagement is defined around the assignment, the available evidence, and the decisions the client needs to make.

01

Insurance Appraisals

Focused scope and valuation analysis for property claim disputes.

View service 02

Umpire Services

Impartial, organized review designed to help resolve appraisal differences.

View service 03

Large Loss Estimating

Detailed, transparent estimates for complex residential and commercial losses.

View service 04

Expert Witness

Clear technical analysis and communication for counsel and decision-makers.

View service

Insurance appraisals

A reasoned path through disputed scope and value.

CJA Consulting evaluates the facts, estimates, and supporting documentation behind a property claim dispute, then presents a clear and organized position for the appraisal process.

Assignment support may include

  • Policyholder or carrier appraiser assignments
  • Scope and estimate comparison
  • Damage documentation review
  • Site inspection and issue identification
  • Appraiser collaboration and valuation analysis
  • Clear documentation of agreed and disputed items

Appraisal services address the amount of loss within the scope of the engagement; coverage questions remain with the appropriate parties.

Umpire services

Impartial review. Orderly process. Clear decisions.

When appraisers cannot agree, the umpire’s role is to understand the disputed issues, maintain a fair process, and evaluate the evidence without favoring either side.

Our umpire approach

  • Confirm the disputed scope and process
  • Review estimates and relevant documentation
  • Request focused clarification where needed
  • Conduct an inspection when appropriate
  • Evaluate positions independently
  • Document the resulting decision clearly
Submit an umpire request

Large loss estimating

Detailed estimates built for serious review.

Complex losses demand a coherent scope, reliable quantities, and line-item transparency. CJA Consulting develops and reviews estimates with the supporting detail stakeholders need to assess the work.

Estimating capabilities

  • Residential and commercial property losses
  • Detailed repair and replacement scopes
  • Quantity and line-item review
  • Estimate reconciliation and comparison
  • Supporting photographs and documentation
  • Executive summaries for complex files

Expert witness services

Technical analysis, communicated with precision.

CJA Consulting helps counsel understand complex property claim issues, evaluate technical materials, and present conclusions in a clear, professional manner.

Engagements may include

  • Claim file and estimate analysis
  • Independent scope and valuation opinions
  • Written reports and supporting exhibits
  • Consultation with counsel
  • Deposition and testimony support
  • Rebuttal review within the assignment scope

Services are accepted only when the assignment fits the consultant’s qualifications and an appropriate engagement is in place.

How we work

A disciplined process from intake to deliverable.

Every file is different. The standard for clear thinking and organized work is not.

  1. 01

    Define the assignment

    Confirm the question, engagement scope, timeline, and information needed.

  2. 02

    Study the record

    Review estimates, photographs, reports, and other relevant materials.

  3. 03

    Analyze the loss

    Inspect when appropriate, test assumptions, and isolate material differences.

  4. 04

    Deliver with clarity

    Present conclusions in a format designed for efficient, informed review.

Chris Andersen, Owner and Senior Property Consultant at CJA Consulting

Owner · Senior Property Consultant

Chris Andersen

AIC
Professional designation
AINS
Professional designation
HAAG
Certified Inspector

About Chris

Professional judgment backed by disciplined analysis.

Chris Andersen founded CJA Consulting to provide focused, independent support on property claims where scope, valuation, and documentation require careful attention.

His approach is practical: understand the assignment, examine the available evidence, communicate directly, and produce work that helps the client make a well-informed decision. Chris remains personally involved throughout each engagement.

“Experience. Integrity. Results.”

CJA Consulting is the public-facing brand of CJA Innovative Solutions LLC.

Start a conversation

Tell us about the assignment.

Share a brief overview of the matter. Chris will review the request and respond by email regarding fit, availability, and next steps.

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Direct contact

Discuss your next property claim assignment.

[email protected] CJALLC.com